AMID the Wall Street carnage, let me step aside and look at three market strategies that may be popular and look appealing but are not suitable for everyday conservative investors.  

Real estate is often called the backbone of the American financial system. More money has been made in real estate than in any other investment. You don't have to use Donald Trump as the prime example.  

WITH the stock market plunging this year, it has been hard to unearth stock mutual funds with good performance records over one, three, five and 10 years, the requirement for the annual No-Load Stock Mutual Fund Honor Roll, that my wife, Fran, and I carry in our quarterly newsletter, Investment